Advertisement

Thursday, May 12, 2016

Saga Car Insurance

While some insurance companies target market sectors like young drivers, offering products designed for their needs, Saga car insurance definitely stands out by the special policy options for experienced drivers. People over 50 can get really advantageous discounts and smaller premiums, because the more experienced the driver, the lower the chances of claims. To every policy, the customer can choose additional options depending on personal needs and requirements. This brings flexibility to Saga car insurance, making things a lot more rewarding for the client.

The coverage types include Third Party Only, Third Party, Fire and Theft and Comprehensive. There is a special option worth mentioning for Saga car insurance. In case you have a new car and it gets written off while it is under two years old, the company replaces it with a brand new one, the same model and make. It does not matter how many miles the clock shows if the car is under one year. Between one and two years, the coverage is up to 12,000 miles only. With Saga car insurance, you are covered for trips abroad, in the European Union.

The company does not provide courtesy cars outside the United Kingdom. In case of emergencies, there is an 'any driver cover' feature of the Saga car insurance that allows anyone with a full license to drive your vehicle without any negative consequences for the policy coverage. This feature stands valid for any Saga car insurance. Then, we should mention the vandalism cover which is available for the comprehensive policy type, yet, not for the third party or third party, fire and theft Saga car insurance.

It is also for the comprehensive policy format that the policy holder gets covered for the personal belongings in the car such as mobile phones, portable satellite navigation units or child seats. Saga car insurance covers up to 1,000 pounds in value of personal belongings. There is also unlimited coverage for permanently fitted equipment. This feature is available not only with the comprehensive Saga car insurance policy but also with the Third Party, Fire and Theft variant as well.

You might also be interested in getting glass repairs without losing the no claims discount or having a courtesy car during repairs. The amount you pay in monthly premiums thus increases with the flexibility of the policy. The more features you can benefit from, the more costly Saga car insurance becomes. Nevertheless, you should analyze your budget and decide on the amount you can pay. Then, you can check discounts and try strategies to reduce the premiums.

No comments:

Post a Comment